Retirement will span the last third of your life. That’s a lot
of years, and you have to plan for them. Have you started thinking
about how you want to spend those years? Do you have an idea of
when you can retire to give yourself a comfortable retirement? What
sources of retirement income will you have?
Your fnancial planner is well-acquainted with the structure of
Canada’s retirement system, which provides minimal benefits for
retirees. It leaves employers and especially individuals the bulk
of the responsibility for saving enough to enjoy a comfortable
retirement, offering only tax incentives to encourage retirement
savings.
This is a big responsibility to face alone, which is why a
financial planner can make all the difference.